A story published last month claimed that health insurers would be giving out as much as $1.3 billion as rebates to some 15 million customers across the country. But, what lies behind the calculation is worth pondering. It is being done due to a provision of the federal health reform law called the Affordable Care Act. However, it is to be noted that one can enjoy rebates only if he or she hasn't been able to achieve the limits set to be spent on administration, marketing and profits.

It was by the Kaiser Family Foundation that a lot depends on the type of insurance one has if they really want to enjoy rebates. While it is indeed a good news for one and all amid rising healthcare cost, it is believed that there are not many in Oregon who can avail this facility. It is believed that the reason is that Oregon has developed a system which can very well track insurers' spending and profits and even they somehow able to refuse any rate hike too. Nonetheless, there are only three health plans in Oregon which might be able to give the expected rebates, but the names of the same have not been unveiled yet by the Kaiser Family Foundation.

While the constitutionality of the law is yet to be reviewed by the U. S. Supreme Court, it would be worth seeing who all gets the rebates in the time to come.